Fees & Charges

We are proudly a fee for service business – so you know from the outset all the costs you’ll have to pay should you decide to sign up with us.

We’re also extremely proud of the fact that we choose to accept no upfront or ongoing commissions from lenders – meaning we get no kickbacks for the advice and guidance we provide to you.

Any commissions we do get paid for helping and advising you – we refund* back to you, so you get an even better deal from us. *within 30 days of the one year anniversary of your reverse mortgage settling.

We also conduct our initial consultation with you free of charge, with no obligation to commit.

Our total fees and charges are as follows:

  • One-off onboarding fee of $1,650 (including GST) which includes the creation of your first personalised plan (Advice Statement) and our joining fee; and
  • Annual membership fee of $396 (including GST) or $33.00 per month.

Please note, in addition to our fees, there are other charges (i.e. lenders, legal and government charges) associated with the establishment of a reverse mortgage and / or equity release facility. These vary according to each product and from state-to-state. These costs will be disclosed and outlined in detail as part of our service to you.

Interested in learning more?

Smooth Retirement is available NOW nationwide. Get in touch TODAY to book your free consultation with our qualified team. 
© Smooth Retirement Pty Ltd
AFSL and Australian Credit Licence # 510015
ABN 46 619 010 445
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