Pricing and fees

Transparent, clear and NO kickbacks accepted.

We are very proud at Smooth Retirement to be a completely transparent, fee-for-service business. That means you know from the outset all the costs you will pay BEFORE you decide to join up with us.

We’re also very proud that we choose to accept NO upfront or ongoing commissions from lenders. So, you can be assured that we get NO kickbacks for the advice and guidance we provide to you.

Everyone’s situation is different, and our fees are based on the complexity of your situation and the advice that we create for you.

You’ll know in detail all our costs – plus any additional costs that might be charged by the lenders and authorities – before you commit to anything!

If we are paid any commissions for helping and advising you, we refund these directly back to YOU, giving you an even better deal from us.

Our consultation service is FREE of charge, with NO obligation and NO pressure to commit or join up.

Please note, in addition to our fees, there are other charges (such as lenders, legal and government charges) associated with the establishment of a reverse mortgage and/or equity release facility. These costs vary according to each product and from state to state and will be fully disclosed and outlined in detail as part of our service to you.

We can help you maximise your retirement income