Reverse Mortgage Eligibility Check
Reverse mortgages can be a good way to provide you with the funds you need to live better.
So how do you qualify for a reverse mortgage?
Take our free eligibility check and we’ll tell you whether a reverse mortgage is a good option for you.
In addition, our no obligation consultation service is handled over email or the phone to make the process as simple and safe as possible.
Eligibility requirements for a Reverse Mortgage
What are the main qualifications and requirements for home equity release?
Age
You (and or your partner) need to be at least 60 years of age to be eligible for a reverse mortgage or equity release style product.
Home ownership
You need to own, or mostly own, your home and have significant equity available to you. This may be different if you are refinancing an existing mortgage.
Home type
Freestanding well-maintained homes, including some investment properties and holiday homes are eligible. Postcode restrictions apply for some products and some properties (e.g. rural 2ha+ and retirement homes) are excluded. Apartments and townhouses are not always eligible – depending on the location and the lender/product provider.
Frequently asked Questions
*Terms and conditions apply and you will have responsibilities that you are required to meet under the contract.